AFRAID OF LOSING YOUR HOME?
You May Need Our Ohio Foreclosure Defense Attorneys
One phone call to our Northeast Ohio foreclosure defense attorneys may be all you need to sleep better at night. We understand that the fear of losing your home is all encompassing and overwhelming. Never fear; there is much that can be done to halt the foreclosure on your home.
If you're afraid of losing your home or you've received a legal notice called, "Intent to Foreclose," call or email now. TIME IS OF THE ESSENCE! You have a very short timeline to defend your home, typically only 28 days from the date of service. So call us NOW at 1-800-444-1967 or email us; we will respond to you within 20 minutes. All inquiries are confidential, free, and at no obligation.
This means that within just 20 minutes, you'll have greater peace of mind and sleep better at night.
Be Aware of Scams and Predators, Taking Advantage of People Just Like You
Unfortunately, in today's economy, when millions of people have lost their homes, "foreclosure rescue" scams and predators are prevalent. They take advantage of good people like you who are in fear of losing their homes. They are not foreclosure defense lawyers; they are not foreclosure defense attorneys.
These scam artists and predators might use terms such as "foreclosure rescue specialist," "credit doctors" and "credit counselors." They will waste the little time you have to save your house and, likely, do nothing to help. It is likely in your best interest to stay clear of these unregulated, unlicensed potential con artists.
Always work with a qualified Ohio foreclosure defense attorney to stop the foreclosure on your home. Amourgis & Associates represents all Ohio residents, especially in Northeast Ohio, Akron, Canton, and Cleveland.
Our Northeastern Ohio Foreclosure Defense Attorneys Help You to Understand Foreclosure
Foreclosure is the legal proceeding in which a bank or other secured creditor attempts to take possession of your home or real estate and sell it at a Sheriff's auction due to the owner's failure to make promised payments. If you bought your house with a loan, you signed a contract guaranteed personally and by the title to the house. That contract gives the mortgage holder (the bank) the right to take or repossess the house back from you for failure to make scheduled mortgage payments.
Not All Foreclosures are Legal, Get Legal Help Immediately
Not all foreclosures are legal; in fact, it was recently reported that one large and well known mortgage company attempted to foreclose on a house that didn't have a mortgage. It was paid in full. Poor record keeping, an overwhelming amount of foreclosures, and unfair or illegal banking practices can often lead to mistakes and misuse of foreclosure laws.
If your lender decides to foreclose, you will be served with a legal notice called "complaint" or "Intent to Foreclose." Once the process has begun, you would be wise to hire an attorney immediately, especially one who really knows the laws pertaining to debt relief and foreclosure.
Where to Get Help -- Stop the Foreclosure on Your Home Now!
Once you receive notice from the court, you must respond in a very short amount of time (typically 28 days) to the judge. Do not respond to the bank. With such a short timeline, if you sit back and do nothing, your mortgage company will proceed and foreclose on your home. This means that your home is no longer yours, once it is sold at a Sheriff's auction.
Our Ohio Foreclosure Defense Attorneys can fight to try and stop the foreclosure proceedings immediately. We will then investigate and utilize any defenses you may have to foreclosure such as bankruptcy, mistake, or predatory mortgage practices. We may also, in the process, try to lower your mortgage payment so that you can afford to keep making payments. This is often called a loan modification, where we try to lower your mortgage payments with no credit checks.
With a loan modification you may be able to lower your monthly house payments without refinancing your mortgage. This means that you may be entitled to lower monthly mortgage payments without any credit checks. If your bank has served you with an intent to foreclose, chances are your credit is damaged. You will not get credit from any other financial institution. Amourgis & Associates is a debt relief agency specializing in making homes affordable for families.
If you live in Ohio and you're afraid of losing your home or you've received a legal notice called a "Complaint," or "Intent to Foreclose," call or contact us. Call us at 1-800-444-1967 or contact us; we will respond to you within 20 minutes. All inquiries are confidential, free, and at no obligation.
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