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Bankruptcy Advice

Can I File Bankruptcy and Keep My House and Car?

Published October 2, 2023 by Amourgis & Associates
Can I File Bankruptcy and Keep My House and Car?

Filing for bankruptcy can provide significant relief for overwhelming financial challenges. While the process involves some compromises, it can also inspire hope when dealing with burdensome debt. However, the process can be complicated and confusing, leaving people with serious questions….

Lawmakers Reintroduce Consumer Bankruptcy Reforms

Published November 24, 2022 by Amourgis & Associates
Lawmakers Reintroduce Consumer Bankruptcy Reforms

Recently, Senator Elizabeth Warren and Representative Jerrold Nadler reintroduced the Consumer Bankruptcy Reform Act. This legislation would simplify the consumer bankruptcy system for individuals and families. The bankruptcy attorneys at Amourgis & Associates, Attorneys at Law have closely followed this…

Can You File Bankruptcy on Medical Bills?

Published June 22, 2022 by Amourgis & Associates
Can You File Bankruptcy on Medical Bills?

With rising healthcare costs in the United States, it’s no wonder that many people are struggling to pay their medical bills. Recently, researchers found that medical bills are the main contributor to almost two-thirds of all bankruptcies filed nationwide. With…

Difference Between a Bankruptcy Dismissal and a Discharge

Published April 13, 2022 by Amourgis & Associates
Difference Between a Bankruptcy Dismissal and a Discharge

If you are filing for bankruptcy for the first time, it is important to know the terminology used during the process. Many people are particularly confused about the difference between “dismissal” and “discharge” in bankruptcy proceedings. Amourgis & Associates, Attorneys…

Secured vs. Unsecured Debts in Bankruptcy

Published April 5, 2022 by Amourgis & Associates
Secured vs. Unsecured Debts in Bankruptcy

When considering filing for bankruptcy in Ohio, it is important to understand what kind of debts you have and how they can affect your case. You may be able to have some of them discharged through bankruptcy, while you may…

Pros & Cons of Filing Bankruptcy in Ohio

Published March 15, 2022 by Amourgis & Associates
Pros & Cons of Filing Bankruptcy in Ohio

People tend to view bankruptcy as a rock-bottom solution. However, you may be missing some key positive elements of filing bankruptcy. While it isn’t ideal, it can be a strategic solution that can substantially better your financial situation. If you’re…

Can I File Bankruptcy While on Social Security?

Published October 18, 2021 by Amourgis & Associates
Can I File Bankruptcy While on Social Security?

If you receive Social Security benefits and plan to file for bankruptcy, you may be wondering, “Can you file bankruptcy while on Social Security?” Below, we’ll discuss how bankruptcy affects Social Security benefits and what you can do to help…

How to Recover My Car Through Bankruptcy After a Repossession

Published September 29, 2021 by Amourgis & Associates
How to Recover My Car Through Bankruptcy After a Repossession

Having your car repossessed after defaulting on a loan is frightening and stressful. Losing your vehicle can make it nearly impossible to get to work, further increasing your financial difficulties and creating a vicious cycle that you can’t break. However,…

New Ruling Suggests Private Student Loans May Now Be Discharged in Bankruptcy

Published September 7, 2021 by Amourgis & Associates
New Ruling Suggests Private Student Loans May Now Be Discharged in Bankruptcy

The way bankruptcy courts treat student loans has been a hot-button issue for years in the United States. Given that the total amount of student loan debt in the U.S. is estimated at $1.7 trillion and the average borrower owes…

Can I File for Bankruptcy Multiple Times in Ohio?

Published August 12, 2021 by Amourgis & Associates
Can I File for Bankruptcy Multiple Times in Ohio?

Filing for bankruptcy can give you a fresh start. There are times, however, when someone has their debts discharged, only to face additional life challenges that require them to take on more debt and end up in financial trouble once…

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