Health Insurance vs. Auto Insurance in Ohio: Who Pays First?

If another driver is at fault for the accident, their auto insurance company should compensate you for your incurred costs. However, that does not happen until you reach a settlement agreement. Most medical providers require payment for their services upfront.

You could avoid these bills going to collections by having your health insurance carrier pay first. Your health insurer may be reimbursed for their coverage following your settlement. Your auto insurance company could also pay for medical treatment and other expenses if you have MedPay or UM coverage.