What shouldn’t I do before filing bankruptcy?

Some of the things that you shouldn’t do before filing bankruptcy are;

Don’t lie about your assets or your income. If you’re trying to hide assets or you know, misrepresent what your income is, the bankruptcy court and the trustees are going to find out, and then there’s going to be serious repercussions. A lot of times, your case will get dismissed, and those debts that you listed on your bankruptcy will be non-dischargeable forever.

Another thing is that you shouldn’t do is I wouldn’t recommend filing bankruptcy on your own. Filing bankruptcy without an attorney is something you shouldn’t do. I would definitely recommend consulting with an personal bankruptcy attorney before filing a bankruptcy.

Also, don’t run up your credit cards prior to filing bankruptcy. If you run up your credit card debt prior to filing bankruptcy, any credit card debt that you have that you’ve incurred within 90 days of the filing is something that can be disputed and objected to by the credit card companies. So you may end up paying all that credit card debt back if you try to use up your credit limit right before filing.

Don’t incur any new debt unless absolutely necessary before filing your case. A good example of that is your car dies, right? You have to get another car loan. That’s something you can avoid. You have to get that car loan and do that but don’t go out and get a personal loan, an unsecured loan to try to pay some things or you know, put some money in the bank as a result of that loan.