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Bankruptcy Advice

Bankruptcy Dismissal vs Discharge - What is the Difference?

Published April 13, 2025 by Julius Amourgis
Difference Between Bankruptcy Dismissal and Bankruptcy Discharge

Filing for bankruptcy in Ohio is a step toward regaining control of your finances. However, how your case ends significantly impacts your financial future. While many people confuse the terms “dismissal” and “discharge” in bankruptcy cases, these concepts are not…

Filing for Bankruptcy While Keeping Your Home and Car

Published January 24, 2025 by Julius Amourgis
Can I File Bankruptcy and Keep My House and Car?

When you can no longer keep up with your debts, bankruptcy offers a legal process for achieving financial stability and a new start. Many people fear losing their belongings in a bankruptcy because under a Chapter 7 bankruptcy, many of…

Can Medical Bills Be Included in a Bankruptcy Filing?

Published June 22, 2022 by Julius Amourgis
Can You File Bankruptcy on Medical Bills?

With rising healthcare costs in the United States, it’s no wonder that many people are struggling to pay their medical bills. Recently, researchers found that medical bills are the main contributor to almost two-thirds of all bankruptcies filed nationwide. With…

Secured vs. Unsecured Debts in Bankruptcy

Published April 5, 2022 by Julius Amourgis
Secured vs. Unsecured Debts in Bankruptcy

When considering filing for bankruptcy in Ohio, it is important to understand what kind of debts you have and how they can affect your case. You may be able to have some of them discharged through bankruptcy, while you may…

Can I File Bankruptcy While on Social Security?

Published October 18, 2021 by Julius Amourgis
Can I File Bankruptcy While on Social Security?

If you receive Social Security benefits and plan to file for bankruptcy, you may be wondering, “Can you file bankruptcy while on Social Security?” Below, we’ll discuss how bankruptcy affects Social Security benefits and what you can do to help…

Filing for Bankruptcy More Than Once in Ohio: What You Need to Know

Published August 12, 2021 by Julius Amourgis
Can I File for Bankruptcy Multiple Times in Ohio?

Filing for bankruptcy can give you a fresh start. There are times, however, when someone has their debts discharged, only to face additional life challenges that require them to take on more debt and end up in financial trouble once…

The Ohio Bankruptcy Means Test Explained

Published July 16, 2021 by Julius Amourgis
What Is the Bankruptcy Means Test in Ohio?

Every year, millions of Americans struggle with unmanageable debt due to job loss, medical bills, and other unpredictable life events. When consumer debt begins to snowball out of control, many people consider filing for bankruptcy to stay afloat and get…

Ohio Tax Discharge in Bankruptcy

Published June 9, 2021 by Julius Amourgis
Ohio Tax Discharge in Bankruptcy

Filing for bankruptcy is sometimes the best way to get your finances under control and get a fresh start. However, declaring bankruptcy is not right for everyone. It’s important to understand how bankruptcy can affect different types of debts, such…

What You Should Know About Wage Garnishment Laws in Ohio

Published June 7, 2021 by Julius Amourgis
What You Should Know About Wage Garnishment Laws in Ohio

A creditor is a business or a person that you owe money to.  If you fall behind in your payments, the creditor could potentially obtain a judgment against you to garnish your wages. Wage garnishment laws allow creditors to withdraw…

What To Know About Tax Liens in Ohio

Published May 25, 2021 by Julius Amourgis
What To Know About Tax Liens in Ohio

Sometimes when people pay taxes to the federal or state government, they can’t afford to pay the full amount they owe. When taxpayers get behind on their taxes, they may end up with a tax lien. A lien from the…

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